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Home Possible® Mortgage

If you're currently a little low on savings, your dream of becoming a homeowner can still come true with Fifth Third.

Home Possible Mortgages offer outstanding flexibility and options to meet the home financing needs of those with low down payments, including first-time homebuyers, move-up borrowers, retirees, families in underserved areas, and low- to moderate-income borrowers.

Key Benefits

  • Stable monthly mortgage payments
  • Fixed Rates available
  • Reduced mortgage insurance coverage levels
  • Refinancing Option Available no cash-out allowed
  • You have limited funds for a down payment


  • Your income is at or below the median household income in your area
  • You're purchasing property in an underserved area

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Borrowers income must be at or below 100% of the annual HUD Area Median Income (AMI) for the property location. No income limits apply if the property is located in an underserved area AMI, High Cost and Underserved Areas can be determined with Freddie's Affordable Income and Property Eligibility Tool.

First Time home buyers are required to complete Homeownership education. Contact your Mortgage Loan Originator for more details.

Loans are subject to credit review and approval. Fifth Third Mortgage Company, 5001 Kingsley Drive, Cincinnati, OH 45227, 1-877-841-7511, an Illinois Residential Mortgage Licensee, License No. MB 0005994, Illinois Commissioner of Banks and Real Estate, 122 S. Michigan Ave., 19th Floor, Chicago, IL 60603, (312) 793-3000. Fifth Third Mortgage Company d/b/a Fifth Third Mortgage Company Incorporated and licensed by the New Hampshire banking department, licensed by the N.J. Department of Banking and Insurances and the California Department of Business Oversight under the California Residential Mortgage Lending Act. Fifth Third Mortgage is the trade name used by the Fifth Third Mortgage Company (NMLS #134100) and Fifth Third Mortgage-MI, LLC (#447141). Fifth Third Bank, Member FDIC, Equal Housing Lender Equal Housing Lender.

Home Possible® is a registered trademark of Freddie Mac.