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USDA Rural Development Home Loan

Are you looking for 100% financing?

A USDA Rural Development loan can help you purchase your dream home with little to no money down. The property must be in an eligible USDA Rural Development area and certain income qualifications apply. You may be pleasantly surprised to find out that eligible Rural areas can include subdivisions and properties in town.

Enter your dream property address in the USDA Rural development property eligibility website to see if the property is eligible for a USDA Rural development loan.

Key Benefits

  • Little to no down payment
  • Fixed rate term


  • You want to purchase a home with a low or no down payment
  • You are looking to purchase a home in an eligible USDA Rural Development location
  • You earn a qualifying income
  • You want to refinance your existing loan for a lower rate

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For USDA specific information on both property and income eligibility for your area, please visit

Loans are subject to credit review and approval. Fifth Third Mortgage Company, 5001 Kingsley Drive, Cincinnati, OH 45227, 1-877-841-7511, an Illinois Residential Mortgage Licensee, License No. MB 0005994, Illinois Commissioner of Banks and Real Estate, 122 S. Michigan Ave., 19th Floor, Chicago, IL 60603, (312) 793-3000. Fifth Third Mortgage Company d/b/a Fifth Third Mortgage Company Incorporated and licensed by the New Hampshire banking department, licensed by the N.J. Department of Banking and Insurances and the California Department of Business Oversight under the California Residential Mortgage Lending Act. Fifth Third Mortgage is the trade name used by the Fifth Third Mortgage Company (NMLS #134100) and Fifth Third Mortgage-MI, LLC (#447141). Fifth Third Bank, Member FDIC, Equal Housing Lender Equal Housing Lender.