Fifth Third Bank

Whitepapers and Articles

Fifth Third Bank's top bankers share up-to-date knowledge and insights on a range of current financial and industry topics, from "going green" to strengthening client relationships, and more.



Since the global recession began in 2008, Europe has struggled. For example, last year the European Union which is comprised of 27 countries with a consumer base of approximately 500 million, registered -0.2 percent growth. Although its economy has improved, it remains vulnerable. Nonetheless, there is a considerable upside not reflected in these figures.

If successfully concluded as currently envisioned, the U.S.-European free trade agreement would cover approximately 50 percent of global output, nearly 30 percent of world merchandise trade, and 20 percent of global foreign investment. The benefits could be great, but the obstacles even greater. This is one negotiation to watch and prepare for.

On September 22nd, Angela Merkel achieved a stunning victory and a third term. What domestic and international policies are on the horizon for Germany and its next coalition government? As the largest EU economy, main bailout creditor to struggling European countries, and sixth largest U.S. export market, Germany’s decisions, strengths and problems will affect us all.

Due to shifting global manufacturing trends, it may make sense for U.S. producers to backshore or return previously offshored lower-tech manufacturing activities to the United States. And for producers interested in moving lower technology production abroad for the first time, it’s worth reevaluating the math, and global production, sourcing, and supply chain strategies.

Global demographics are shifting while various markets are expanding. Understanding these dynamics can help American manufacturers and exporters identify various trends, where tomorrow’s target consumers will live, how much they are able to spend, and the goods and services they are likely to buy.

Globalization has boosted competitiveness, productivity, innovation, and living standards around the world. But it also has presented difficult challenges for many countries, and could be at the root of current problems in Greece and other eurozone countries.

Cash flow is the lifeblood of your business. This article walks you through a strategic approach to managing working capital, allowing you to free cash flow and maintain a healthy financial state.

Examine ways to prepare for the unexpected before, rather than after the fact and also bring discipline to treasury processes in the regular course of operations, which at the same time sets the stage for managing cash flow when any kind of turbulence hits the organization.

This article details the value and benefits of engaging the entire organization, educating them on what working capital means and how non-treasury areas can actively participate in efforts that will impact the bottom line.

The dynamic nature of business necessitates conducting periodic “health checks” in order to evaluate the vital signs of your treasury organization. Learn best practices for conducting a yearly checkup of your working capital management plan.

Past realities of a weakening dollar, although still applicable, no longer play out as they did years ago. Understand today's new currency implications in order to improve international business decisions while reducing risk.

American businesses are evolving and establishing new business models and processes. Others are undertaking new initiatives to boost productivity and reduce costs. What is your company doing?

In October, the United States signed free trade agreements with South Korea, Colombia and Panama. For many reasons, the accord with South Korea is the most important free trade deal in 16 years. What is the impact on your business?

The growth of consumer-directed healthcare is compelling providers to optimize collections at the front end.

Examine the financial impact that Consumer Directed Healthcare has on healthcare providers and explore best practices to maximize revenues.

This article shows how implementing an effective cash management program allows treasurers to manage their working capital more effectively, optimizing cash flow and uncovering a hidden source of capital.