Fifth Third Bank

Types of Life Insurance Coverage

Compare the main differences between Term, Whole Life, Universal Life and Variable Life Insurance:*

Features Term Life Insurance Whole Life Insurance Universal Life Insurance Variable Universal Life Insurance*
Premium Payments Typically lower cost than permanent, but only fixed for duration of term (may increase with new policy term) Fixed for Life Variable Variable
Coverage Time Period Fixed Lifetime of Insured Lifetime of Insured Lifetime of Insured
Builds Cash Value No Yes Yes Yes
Investment / Savings Vehicle No Yes Yes Yes
Used for Estate Planning No Yes Yes Yes
Able to Borrow From Cash Value No Yes Yes Yes
Tax Advantages No Cash value grows tax-deferred** Cash value grows tax-deferred** Cash value grows tax-deferred**
Death Benefit Predetermined amount of money at time of the policyholder's death Guaranteed and remains fixed for life*** Policy owner has the flexibility to change the death benefit Investment performance may increase or decrease the death benefit over the life of the policy

*Variable Universal Life is made available through Fifth Third Securities, Inc. Please note that there are fees and charges associated with this product. All guarantees, including death benefits, are subject to the claims paying ability of the issuing insurance company. Investment options expose you to stock market risk. Investment return and principal value of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost.

**Please consult your tax advisor for specific tax advice.

***Guarantee is based on the claims paying ability of the insurance company.

Investors should consider the investment objective, risks, sales charges, expenses, and ongoing fees carefully before investing or sending money. This and other important information can be found in the prospectus. To obtain a prospectus, please call 800-416-8714 or visit Please read the prospectus carefully before investing.

Fifth Third Insurance is the trade name used by Fifth Third Insurance Agency, Inc., a licensed insurance agency providing insurance services. Insurance and Investment products:

Are Not FDIC Insured Offer No Bank Guarantee May Lose Value
Are Not Insured by any Federal Government Agency Are Not A Deposit

Insurance products made available through Fifth Third Insurance Agency, Inc.

Insurance products are not offered in all states.
Please consult with a Fifth Third Insurance Professional. | Business Continuity